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Does vision insurance cover eye surgery?

The out-of-pocket cost to you can vary by plan. Many vision insurance plans offer allowances for eyeglasses and contact lenses. For example, your plan may give you a $200/year allowance on frames. Once you spend more than $200 on frames in a year, you pay the difference out of pocket. It’s rare for vision insurance to cover eye surgery procedures.

How much does vision insurance cost at work?

Many employers offer vision insurance as a benefit. If you don’t have access to vision insurance at work, you might be able to find it for less than $20 per month. Humana offers vision insurance plans starting at $16 to $18 per month, and VSP offers plans starting at less than $17 per month per person, according to each insurer’s website.

What is the cheapest vision insurance?

Our research found that the cheapest vision insurance policies are EyeMed Healthy ($5 a month), UnitedHealthcare’s Plan A ($11 a month) and Anthem’s Blue View Vision Value ($12 a month). Vision insurance covers annual eye examinations, but not all vision insurance companies cover these exams completely.

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